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United Way Miami Workforce Project Receive high-quality medical coding training at no upfront cost By investing in your potential, we empower you. 

United Way Miami has launched the United Way Miami Workforce Project, offering education and training to help you shape your personal goals. It’s designed to empower you by giving you life-changing economic mobility while improving you and your family’s financial situation.

If you qualify for the Workforce Project*, all upfront costs of training are waived, so you can focus on your future. We provide you with the tools you need to make career moves that create economic opportunity.

Applications are now open!

How It Works

Don’t miss out on this opportunity. Act now.

  • The program finances student tuition and additional support services at zero upfront cost to the student

  • Barry University delivers high-quality medical coding training to place students in better paying jobs

  • Graduates repay the costs of their training, paying it forward into a fund to support future students in Miami

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Flexibility to fit your schedule. Training is part-time, online, and flexible, with classes held in the evenings and on the weekends. This gives you the flexibility to complete your coursework and meets the demands of your schedule.

Flexibility

Applications are now open!

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Randee Sallee Barry University Student

Why choose Barry?

“This course changed the direction of my life. It’s a great school and a great program, and the professor is just amazing! ”

I needed a post-COVID career, and I hoped it would be enjoyable and add value to the world. It didn’t take years to get this new life! This course is a fast track (less than 6 months) to get certified and I landed a position soon after passing my certification exam.

Never have I ever had a teacher who cares more about her students and helps them get to the level of understanding needed to pass the certification exam. A coder herself, my professor provided endless support (even after hours), while sharing an AMAZING KNOWLEDGE BASE and experience!

I’ve been a medical coder for a year now and I also serve on the Board of Directors of our local AAPC chapter. I am looking to get another certification as I am fearlessly moving forward in my new career.

Take advantage of this program to learn new skills and embark on your new career The opportunity is waiting for you!

This program provides potential employment opportunities that can change your life:

  • Training

    Training

    High-quality medical coding training provided by Barry University at no upfront cost to you.

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    Licensed

    Prepare for the AAPC Medical Coding Exam and become a licensed medical coder.

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    Support

    Access support services, including living stipends, career coaching, resume review, and job placement support.

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    Pay It Forward

    You will only begin to pay back course costs after you achieve gainful employment. Your payments, which only begin after you achieve gainful employment, will be recycled into the program so other students can benefit.

United Way Miami Workforce Project FAQs

  • To qualify, you must be a Miami-Dade County resident, enrolled in an eligible training program, AND meet ONE of the following criteria:

    • You are a U.S. citizen, OR
    • You are a permanent U.S. resident, OR
    • You have DACA status within the U.S.

    You must also meet at least ONE of the following:

    • Your income in the past 12 months was equal to or below $34,000 annually OR
    • You currently receive public assistance benefits such as: SNAP, TANF, SSI, Medicaid, Housing Choice Voucher Program (Section 8), WIC, and/or EITC.

    Preference will be given to applicants who identify as members of the priority population (veterans, people of color, single female heads of household).

    After you complete the application, Leif (the servicer) will run a hard credit check. You are ineligible for this project if you meet either of the following financial knock-out criteria:

    • You have accounts in collection greater than $5,000 OR
    • You are a debtor in an open bankruptcy proceeding.
    • No upfront tuition for the eligible training program.
    • Option to receive a living stipend of up to $400/week (up to $1,600 paid out monthly) for any life expenses that come up during the program. Note: You would need to repay this stipend as part of your ISA contract.
    • Access to a financial coach and a case manager.
    • Access to an emergency assistance fund for unexpected, one-time expenses.
    • Access to other supportive services such as legal assistance, veteran support, etc.
  • If you meet the eligibility criteria above, then:

    1. Apply Now to Barry University’s Certified Professional Coder Program.
    2. Meet with a financial coach to discuss your financing options.
    3. Complete an ISA application to officially enroll in the program.
  • Overview

    The United Way Miami Workforce Project offers the Income Share Agreement (ISA) as a way for students to finance their training program. Through an ISA, you pay nothing upfront for your job training. After graduation, there is a 3-month grace period before payments start.

    Payments start only if you secure a job earning more than the minimum income threshold. This threshold is around $3,170 a month (equivalent to an annual salary of $38,000).

    As part of the verification process, you will be asked to upload documentation confirming your employment status and income.

    Details

    After the grace period, if your monthly income exceeds $3,170:

    • You pay 8% of your monthly income each month during your payment term.
    • Your payment term can vary from 32 to 60 months depending on your ISA amount. Your ISA amount is the program tuition plus any living stipend you received.
      • Generally, your payment term is 3 years (36 months) without the living stipend option, and 5 years (60 months) with the maximum living stipend option.
    • Your ISA contract ends when:
      • You reach the end of your payment term OR
      • Your payments hit the maximum amount (“payment cap”) you need to repay, which is calculated based on your ISA amount. The payment cap is 1.5 times your ISA amount.

    If you earn less than $3,170 in a given month, you do not need to make a payment that month. Your payment obligation will be paused until your monthly income goes above the minimum income threshold again.

  • You pay 8% of your monthly income each month that you earn over the minimum income threshold, which is around $3,170 monthly for this program (equivalent to annual salary of $38,000).

    If your monthly income is below $3,170, your payment obligation will be paused.

    Your ISA amount is the sum of the program tuition and any living stipend amount you receive. You will never pay more than 1.5 times of your ISA amount. Once you hit this “payment cap,” your ISA contract is fulfilled, even if you have not reached the end of your payment term.

    Please see the “What is an Income Share Agreement (ISA)?” section above for more detail.

  • After graduation, there is a 3-month grace period before payments start.

    After the grace period, you will be asked to upload documentation confirming your employment status and income. If you are employed and earning more than the minimum income threshold ($3,170 monthly), you will begin to make monthly payments.

    If your income is below this threshold, your payment obligation will pause.

    Please see the “What is an Income Share Agreement (ISA)?” section above for more detail.

  • Your payment term can vary from 32 to 60 months depending on your ISA amount. Your ISA amount is the program tuition plus any living stipend you received.

    Generally, your payment term is 3 years (36 months) without the living stipend option, and 5 years (60 months) with the maximum living stipend option.

    Please see the “What is an Income Share Agreement (ISA)?” section above for more detail.

  • While we offer support to set you up for success, we understand that life happens.

    The refund policy varies depending on when you withdraw. You will still have an ISA contract, which means you are still obligated to make monthly repayments if your income is above the minimum income threshold.

    If you have chosen to receive a living stipend, your living stipend payments will end upon your withdrawal.

  • You are only obligated to make your ISA payments if you secure a job after graduation and earn more than the minimum income threshold ($3,170 monthly).

    You do not make payments if you are unable to obtain a job or have a job earning below this minimum income threshold.

About United Way Miami

United Way Miami is a driving force in the community, successfully responding to emerging needs and transforming people’s lives. Since 1924, we have worked together with our network of donors, volunteers, and partners, to generate and amplify resources, and advocate for policies that improve the quality of life for all. We leverage our unique role as convener, strategic funder, service provider, awareness builder, and influencer so that everyone in Miami-Dade has access to quality education and the opportunity to lead healthy and financially secure lives -- the building blocks of a thriving community.

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